Canada Travel Insurance Guide
EHIC/GHIC cards do not work in Canada—ensure you have comprehensive medical and evacuation coverage for remote adventures.
Risk level: mediumRecommended providers: 3
Entry requirements
- ETA applicants are not required to show proof of insurance but it is strongly recommended.
- Study permits require proof of private insurance unless covered by province.
Healthcare & costs snapshot
Average medical costs
- ER visit in Toronto: $900 CAD+
- MRI scan: $1,200 CAD
- Air ambulance from Rockies: $20,000 CAD+
Healthcare overview
Canadian healthcare is excellent but costly for visitors. Remote areas rely on air transfers—evacuation coverage is essential.
Common claims & risk considerations
Frequent claims
- Winter sports injuries in Whistler or Banff.
- Delayed luggage on transatlantic routes.
- Trip cancellations due to extreme weather.
Visa & insurance notes
- Schengen-style proof of coverage letters help with longer stays.
- Working holiday visas require insurance for full visa duration.
Emergency contacts
Emergency Services
911
UK High Commission Ottawa
+1 613-237-1530
European Union Delegation
+1 613-238-6464