Italy Travel Insurance Guide
Navigate Schengen requirements, medical costs in major cities, and trip cancellation protections for premium itineraries.
Risk level: mediumRecommended providers: 3
Entry requirements
- Schengen-compliant policy with €30,000 minimum medical coverage.
- Proof of insurance letter recommended for visa and immigration checks.
Healthcare & costs snapshot
Average medical costs
- ER visit in Rome: €250 - €350
- Overnight hospital stay: €1,000 - €2,000
- Emergency surgery: €5,000+
Healthcare overview
Italy has excellent public healthcare with high standards in major cities. Private clinics cater to English speakers but can be costly without insurance.
Common claims & risk considerations
Frequent claims
- Trip interruptions due to airline strikes.
- Lost baggage on multi-city rail itineraries.
- Medical incidents related to food-borne illness.
Visa & insurance notes
- US citizens staying under 90 days do not require a visa but may be asked for proof of coverage.
- Long-stay national visas require insurance for the full duration.
Emergency contacts
Emergency Services
112
US Embassy Rome
+39 06 46741
Foreigners Health Line
1500 (English available)