Japan Travel Insurance Guide
High-quality medical care comes with premium costs. Understand evacuation routes and earthquake coverage nuances.
Risk level: mediumRecommended providers: 3
Entry requirements
- Insurance is recommended but not required; proof of coverage may be requested for long-stay visa types.
- COVID-19 related requirements change frequently—verify within 10 days of departure.
Healthcare & costs snapshot
Average medical costs
- Clinic visit in Tokyo: ¥12,000 - ¥18,000
- Emergency surgery: ¥800,000+
- Medical evacuation to US West Coast: $175,000+
Healthcare overview
Japan’s healthcare system is world-class but expects upfront payment. Many hospitals require a translator—choose insurers with multilingual concierge.
Common claims & risk considerations
Frequent claims
- Accidents on winter sports trips in Hokkaido.
- Cancelled transport during typhoon season.
- Gadget theft coverage for digital nomads.
Visa & insurance notes
- Working holiday and long-stay visas require proof of continuous coverage.
- Adventure policies should declare winter sports participation.
Emergency contacts
Emergency Services
119 (medical/fire), 110 (police)
US Embassy Tokyo
+81 3-3224-5000