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Travel Guide to Croatia

A comprehensive guide to exploring Croatia – from Dubrovnik's ancient walls and Game of Thrones filming locations to Split's Roman palace, Plitvice Lakes' cascading waterfalls, stunning Adriatic islands, coastal beauty, hotel costs, visa requirements, and the healthcare and insurance details you need before you go.

In this guide you'll find:
  • What there is to do in Croatia
  • Cultural experiences & natural wonders
  • Seasonal attractions & adventure activities
  • Quick profiles of major cities
  • Hotel cost ranges
  • Visa & entry requirements
  • Healthcare costs & detailed insurance breakdown

Safety Ratings and Resources

US State DepartmentLevel 2: Exercise Increased Caution

Exercise normal precaution in Croatia. Some areas have increased risk. 

Exercise normal precautions in Croatia. Some areas have increased risk.

View US State Department Advisories →
Women's Travel SafetyRating: good

Coastal regions are popular and generally safe; some theft and harassment in peak-season nightlife scenes.

View Women's Travel Safety Guide →
LGBTQ+ Travel SafetyRating: good

Registered partnerships and protections; tourism areas relatively safe, but conservatism remains.

View LGBTQ+ Travel Safety Guide →
Dubrovnik's ancient walls and terracotta roofs overlooking the Adriatic Sea
Dubrovnik - The Pearl of the Adriatic

What There Is to Do in Croatia

Croatia offers an extraordinary combination of stunning Adriatic coastline, medieval walled cities, pristine national parks, beautiful islands, delicious Mediterranean cuisine, and rich history. From walking Dubrovnik's ancient walls to swimming in turquoise waters, from exploring Roman palaces to island-hopping, from Game of Thrones filming locations to cascading waterfalls at Plitvice Lakes, Croatia delivers diverse experiences in a relatively compact country.

Most trips revolve around several key themes: historic coastal cities, island hopping, national parks and nature, Game of Thrones locations, and Mediterranean culture and cuisine.

Historic Coastal Cities

Croatia's Adriatic coast features stunning walled cities with medieval and Venetian architecture.

  • Dubrovnik:
  • City Walls** – Walk 2 km around magnificent medieval fortifications with stunning views over terracotta roofs and the Adriatic (entry €35).
  • Old Town** – UNESCO World Heritage Site with marble-paved Stradun, baroque churches, fountains, and palaces.
  • Game of Thrones locations** – Fort Lovrijenac (Red Keep), Pile Gate, Jesuit Staircase (Walk of Shame), and many Old Town locations.
  • Cable Car to Mount Srđ** – Panoramic views over the city, islands, and coastline.
  • Lokrum Island** – Peaceful nature reserve 10 minutes by boat with botanical gardens, beaches, and peacocks.
  • Split:
  • Diocletian's Palace** – Remarkably preserved 1,700-year-old Roman palace complex that forms the living heart of the city (UNESCO World Heritage Site).
  • Peristyle Square** – Central courtyard of the palace with cathedral and Egyptian sphinx.
  • Marjan Hill** – Forest park peninsula with hiking trails, beaches, and viewpoints.
  • Riva Promenade** – Lively waterfront with cafes and palm trees.
  • Gateway to the islands** – Ferry connections to Hvar, Brač, Vis, Korčula, and more.
  • Rovinj:
  • Colorful Old Town** – Venetian-style buildings tumbling down to the harbor.
  • St. Euphemia Church** – Landmark baroque church with bell tower offering city views.
  • Istrian cuisine** – Truffles, seafood, Italian-influenced dishes.
  • Zadar:
  • Sea Organ** – Unique architectural sound installation creating music from wave action.
  • Sun Salutation** – Solar-powered light installation on the waterfront.
  • Roman Forum and historic center** – Ancient ruins and Venetian architecture.
  • Spectacular sunsets** – Some of the world's most beautiful according to Alfred Hitchcock.
  • First-timer tip:** A classic itinerary combines 2-3 days in Dubrovnik, 2 days in Split, 2-3 days island hopping (Hvar and/or Korčula), and 1-2 days at Plitvice Lakes.

Island Hopping

Croatia has over 1,000 islands and islets, with around 50 inhabited. Island hopping is a quintessential Croatian experience.

  • Hvar:
  • Hvar Town with Spanish Fortress views
  • Pakleni Islands – pristine beaches reached by water taxi
  • Lavender fields (blooming June-July)
  • Wine tours and beach clubs
  • Stari Grad – quieter historic town with UNESCO agricultural landscape
  • Korčula:
  • Medieval Old Town with towers and walls
  • Marco Polo House Museum
  • Traditional Moreska sword dance performances
  • White wine villages (Lumbarda)
  • Beautiful beaches and coves
  • Brač:
  • Zlatni Rat beach near Bol
  • Vidova Gora – highest peak in the Adriatic islands (778m)
  • White stone quarried for Diocletian's Palace
  • Windsurfing and water sports
  • Vis:
  • Blue Cave on Biševo – magical light effects at midday
  • Stiniva Beach – dramatic cove beach
  • Quiet fishing villages
  • Excellent local cuisine and wines
  • Military tunnels and history
  • Mljet:
  • Mljet National Park with two saltwater lakes
  • 12th-century Benedictine monastery on islet
  • Hiking and cycling trails
  • Kayaking and swimming

National Parks and Natural Wonders

Croatia has 8 national parks showcasing diverse landscapes from waterfalls to mountains to islands.

  • Plitvice Lakes National Park:
  • Wooden walkways over turquoise lakes
  • Multiple hiking routes (2-8 hours)
  • Upper and Lower Lakes with different character
  • Best visited April-May or September-October to avoid summer crowds
  • Day trip from Zagreb (2 hours) or Zadar (1.5 hours)
  • Krka National Park:
  • Skradinski Buk waterfall – swimming permitted in designated areas
  • Wooden walkways and hiking trails
  • Visovac Island monastery
  • Traditional watermills
  • Boat trips available
  • Kornati Islands National Park:
  • Paklenica National Park:

Game of Thrones Filming Locations

Dubrovnik served as King's Landing in Game of Thrones, attracting fans worldwide.

  • Main Locations:
  • Fort Lovrijenac** – Red Keep exterior and Joffrey's nameday tournament
  • Pile Gate** – Main entrance to King's Landing
  • Jesuit Staircase** – Cersei's Walk of Shame
  • Minčeta Tower** – House of the Undying in Qarth
  • City Walls** – Blackwater Bay battle scenes
  • Rector's Palace** – Spice King's palace in Qarth
  • Game of Thrones Walking Tours** available throughout Dubrovnik Old Town with knowledgeable guides sharing filming locations and behind-the-scenes stories.

Croatian Culture and Cuisine

Croatian cuisine blends Mediterranean, Italian, Austrian, and Balkan influences with regional variations.

  • Coastal Dalmatian Cuisine:
  • Fresh Seafood** – Grilled fish (orada, brancin), octopus salad, black risotto (with cuttlefish ink), brudet (fish stew).
  • Peka** – Meat or octopus slow-cooked under a bell-shaped dome with coals.
  • Pršut** – Dalmatian prosciutto similar to Italian prosciutto.
  • Olive Oil** – Excellent local production especially in Istria.
  • Istrian Cuisine:
  • Truffles** – Both white and black truffles in season (September-December).
  • Maneštra** – Hearty bean and vegetable soup.
  • Fuži and Pljukanci** – Hand-rolled pasta shapes.
  • Istrian Wine** – Malvazija (white) and Teran (red).
  • Croatian Specialties:
  • Pašticada** – Slow-cooked beef in sweet wine sauce (Dalmatian specialty).
  • Ćevapi** – Grilled minced meat sausages (Balkan influence).
  • Burek** – Flaky pastry filled with meat, cheese, or spinach.
  • Fritule** – Small sweet fried dough balls (Christmas specialty).
  • Pag Cheese** – Famous sheep's milk cheese from Pag island.
  • Croatian Wines:
  • Whites:** Pošip, Grk, Malvazija
  • Reds:** Plavac Mali, Babić, Teran
  • Dessert:** Prošek (similar to Vin Santo)
  • Rakija:

Seasonal Attractions

Spring (April-June)

Pleasant weather, wildflowers, and fewer crowds make spring ideal for sightseeing and nature.

  • Lavender begins blooming in Hvar (June)
  • Plitvice Lakes at their fullest from snowmelt
  • Perfect weather for hiking and exploring national parks (15-25°C)
  • Lower accommodation prices than summer
  • Sea still cool for swimming until late May

Summer (July-August)

Peak tourist season with hot, sunny weather and vibrant beach life, but very crowded and expensive.

  • Beach season in full swing with warm Adriatic (24-27°C)
  • All island ferries running maximum schedules
  • Summer festivals and outdoor concerts
  • Very hot temperatures (30-38°C) especially inland
  • Dubrovnik extremely crowded – long queues for city walls
  • Most expensive period with accommodation 60-100% higher
  • Book ferries, accommodation, and restaurants well ahead

Autumn (September-October)

Excellent shoulder season with warm seas, good weather, and fewer crowds.

  • Sea still warm from summer (20-24°C in September)
  • Pleasant temperatures (18-26°C)
  • Fewer tourists at major sites
  • Lower prices than summer
  • Some island services begin closing late October
  • Grape harvest season in wine regions

Winter (November-March)

Off-season with many coastal services closed, but Zagreb comes alive with Christmas markets.

  • Zagreb's Advent market (repeatedly voted Europe's best)
  • Very low prices on open coastal accommodations
  • Most island hotels, restaurants, and ferry routes limited or closed
  • Mild coastal temperatures but rainy periods
  • Dubrovnik and Split remain accessible year-round
  • Skiing available in Gorski Kotar mountains

Adventure Activities

Kayaking around Croatian islands
Island-hopping and sea kayaking adventures
  • Sea Kayaking – Explore caves, hidden coves, and coastline around Dubrovnik, Hvar, and Vis.
  • Sailing and Yacht Charters – Island-hop by boat with bare-boat or skippered charters from Split or Dubrovnik.
  • Scuba Diving – Underwater caves, walls, and wrecks around islands with excellent visibility.
  • Rock Climbing – Paklenica National Park is Croatia's climbing mecca.
  • Hiking – Trails in national parks (Plitvice, Paklenica, Mljet) and on islands.
  • Windsurfing and Kitesurfing – Brač (Zlatni Rat) and Pelješac peninsula have excellent conditions.
  • Rafting – Cetina River near Omiš offers rafting and canyoning.
  • Cycling – Islands (Brač, Korčula) and Istrian interior have good cycling routes.

Hotel Costs in Croatia

Croatia offers a range of accommodation from budget hostels to luxury resorts, with significant seasonal variations.

Budget Options

  • Hostel dorm beds: €15–30 per night.
  • Private rooms in hostels: €35–60 per night.
  • Budget hotels and guesthouses: €40–70 per night.
  • Apartments (sobe) with locals: €35–65 per night.

Mid-Range

  • 3-star hotels: €70–130 per night for double rooms.
  • Boutique hotels: €90–160 per night.
  • Airbnb entire apartments: €60–110 per night.
  • Heritage hotels: €80–150 per night in historic buildings.

Luxury

  • 4-star hotels: €140–250 per night.
  • 5-star hotels and resorts: €220–600+ per night; suites €400–1,200+.
  • Dubrovnik luxury hotels: €300–800 per night in peak season.
  • Private island villas: €500–2,000+ per night.

Seasonal Price Swings

  • Peak season (July-August): Prices 60-100% higher especially in Dubrovnik, Hvar, and coastal areas.
  • Shoulder seasons (May-June, September-October): Excellent value with good weather.
  • Off-season (November-March): Lowest prices but many coastal properties closed.

Visa & Entry Requirements

Travel documents and passport
Entry requirements for Croatia

Schengen Area Membership

Croatia joined the Schengen Area on January 1, 2023. Citizens of the following can enter visa-free for up to 90 days within 180 days for tourism:

  • United States, Canada, United Kingdom, Australia, New Zealand
  • Most European Union countries
  • Japan, South Korea, Singapore, and many others

Visa-free entry does not permit paid employment.

Schengen Short-Stay Visa

Travelers from countries not on the visa-exempt list must apply for a Schengen visa in advance:

  • Valid passport (6+ months remaining recommended)
  • Completed application form and photos
  • Travel insurance with minimum €30,000 medical coverage
  • Proof of accommodation and return flights
  • Financial means (bank statements)
  • Processing: 10-15 business days

Long-Term Stays

Croatia offers various long-term visa options:

  • Digital Nomad Visa – For remote workers (up to 1 year).
  • Work Visa – For employees with Croatian job offers.
  • Student Visa – For university enrollment.
  • Temporary Residence – For retirees or property owners.

Arrival and Customs

On arrival expect to:

  • Present passport and visa (if required) to immigration.
  • May be asked about purpose, length of stay, and accommodation.
  • Collect baggage and proceed through customs.
  • EU citizens use separate lanes with minimal checks.

Declare cash over €10,000. Certain foods, medications, and goods have restrictions.

Currency

Croatia adopted the Euro (€) on January 1, 2023, replacing the Croatian Kuna.

Healthcare Costs in Croatia

Croatia has a universal healthcare system (HZZO) that provides coverage to residents and EU citizens with European Health Insurance Cards (EHIC). Quality is generally good in major cities, though English proficiency varies.

Tourists from outside the EU are not covered by the public system and must pay full costs upfront or through private insurance.

How the System Works for Visitors

  • Payment expected at time of service – cash or credit cards accepted.
  • Public hospitals serve emergencies; private clinics faster for non-urgent care.
  • English-speaking staff common in Zagreb, Dubrovnik, Split, and tourist areas.
  • Pharmacies (ljekarna) widely available; pharmacists can recommend over-the-counter treatments.
  • Medical costs moderate compared to Western Europe and significantly lower than US.

Typical Medical Costs (Approximate)

  • Routine Care:
  • General practitioner visit: €50–100
  • Specialist consultation: €80–150
  • Prescription medications: €5–35 depending on medication
  • Emergency Care:
  • Emergency room visit: €120–350 for initial assessment
  • Overnight hospital stay: €400–900 per day
  • Intensive care unit (ICU): €1,200–3,000 per day
  • Emergency surgery: €2,500–12,000+
  • Specialized Procedures:
  • MRI scan: €250–550
  • CT scan: €180–400
  • Appendectomy: €2,000–5,500
  • Fracture treatment with surgery: €1,500–6,500
  • Dental Care:
  • Routine cleaning: €40–80
  • Filling: €50–130
  • Root canal: €200–450
  • Crown: €300–700

Medical Evacuation Costs

In serious cases, medical evacuation may be necessary:

  • Air ambulance to US East Coast: $145,000–270,000
  • Air ambulance to US West Coast: $170,000–310,000
  • Commercial flight with medical escort: $12,000–38,000
  • Ground ambulance within Croatia: €200–700
  • Inter-island medical transfers: €300–1,200

Finding English-Speaking Care

Zagreb, Dubrovnik, Split, and major tourist areas have hospitals and private clinics with English-speaking staff.

  • Emergency number: 112** (ambulance, fire, police - all emergencies)
  • Tourist Police: 192** (multilingual assistance)

Private hospitals in major cities: - Magdalena Clinic (Zagreb, Split) - KBC Zagreb (University Hospital) - KBC Split (University Hospital)

Travel Insurance for Croatia

Comprehensive travel insurance is highly recommended, and required for Schengen visa applicants with minimum €30,000 medical coverage.

Key Coverage Types

  • Medical Coverage
  • Minimum €30,000 (about $33,000) required for Schengen visa.
  • Recommended $50,000–100,000 for comprehensive coverage.
  • Covers doctor visits, hospital stays, emergency treatment.
  • Confirm pre-existing condition coverage.
  • Medical Evacuation & Repatriation
  • Minimum $100,000; recommended $250,000–500,000.
  • Essential for island emergencies requiring transfer to Zagreb or home country.
  • Covers evacuation to nearest suitable facility or home country.
  • Includes repatriation of remains.
  • Trip Cancellation & Interruption
  • Protects non-refundable costs (flights, hotels, ferries, tours).
  • Covers cancellation for illness, injury, family emergencies.
  • Consider "Cancel For Any Reason" (CFAR) for maximum flexibility.
  • Important for island-hopping trips with pre-booked ferries.
  • Personal Property & Theft
  • Pickpocketing common in Dubrovnik Old Town and Split during summer.
  • Upgrade coverage to €2,000–3,000 for electronics and cameras.
  • Beach theft occurs – don't leave valuables unattended.
  • Adventure Sports Coverage
  • Standard policies may exclude diving, sailing, kayaking, rock climbing.
  • Water sports coverage essential for island activities.
  • Declare activities when purchasing policy.

Common Claims for Trips to Croatia

  • Medical: Heat exhaustion, dehydration, jellyfish stings, diving injuries, minor accidents on coastal paths.
  • Theft: Pickpocketing in Dubrovnik and Split tourist areas, beach theft, rental car break-ins.
  • Trip interruption: Ferry cancellations due to weather (especially shoulder seasons), strikes (occasionally affect ferries).
  • Lost luggage: On inter-island ferries and coastal flights.

Choosing a Policy

When comparing policies, focus on: - Medical and evacuation limits (meet Schengen minimum €30,000). - Pre-existing condition coverage. - Adventure sports inclusion (especially water sports coverage). - Inter-island medical evacuation coverage. - Ferry cancellation/delay coverage. - Deductibles and co-pays. - 24/7 assistance with English-language support.

For island-hopping trips, ensure coverage includes ferry cancellations and inter-island medical transfers. For adventure activities (sailing, diving, kayaking), verify specific coverage.

Final Thoughts

Croatia offers an extraordinary combination of stunning coastal beauty, historic walled cities, pristine national parks, beautiful islands, delicious Mediterranean cuisine, and remarkable value compared to Western Europe. From walking Dubrovnik's ancient walls to exploring Diocletian's Palace in Split, from island-hopping in the Adriatic to hiking around Plitvice's waterfalls, Croatia delivers diverse experiences that blend ancient heritage with natural wonders.

The country's compact size, excellent ferry network, increasingly good English proficiency, and safe environment make it ideal for first-time visitors to the Balkans and seasoned European travelers alike. Whether you're exploring Game of Thrones filming locations, swimming in turquoise coves, sailing between islands, or savoring fresh seafood and local wines, Croatia welcomes you with Mediterranean warmth.

With thoughtful planning around seasons (avoiding peak July-August crowds and prices if possible), island ferry logistics, accommodation booking (especially for summer), visa requirements, healthcare costs, and comprehensive travel insurance (especially for water activities and island-hopping), you'll be well-prepared to explore this stunning Adriatic destination that combines the best of Mediterranean culture, history, and natural beauty.

Major Cities in Japan

Dubrovnik

Dubrovnik is Croatia's most famous destination, known as the 'Pearl of the Adriatic.' This stunning walled city on the southern coast features magnificent medieval architecture, marble streets, baroque buildings, and dramatic coastal setting. Famous as King's Landing in Game of Thrones.

  • Old Town walls – 2 km walk around the UNESCO-listed medieval fortifications
  • Stradun (Placa) – main marble-paved street through the Old Town
  • Game of Thrones filming locations – walk of shame stairs, Red Keep, King's Landing
  • Fort Lovrijenac – dramatic fortress outside the western walls
  • Cable car to Mount Srđ – panoramic views over the city and islands
  • Lokrum Island – peaceful island nature reserve 10 minutes by boat
  • Rector's Palace – Gothic-Renaissance palace and cultural history museum

Split

Split is Croatia's second-largest city, built around the remarkably preserved Diocletian's Palace, a 1,700-year-old Roman palace complex that forms the living heart of the city. It's the main gateway to Croatia's islands and Dalmatian coast.

  • Diocletian's Palace – UNESCO World Heritage Roman palace complex from 305 AD
  • Peristyle – central square of the palace with cathedral bell tower
  • Cathedral of St. Domnius – originally Diocletian's mausoleum
  • Marjan Hill – forested park peninsula with hiking trails and viewpoints
  • Riva promenade – lively waterfront walkway with cafes and palm trees
  • Green Market (Pazar) – colorful local produce and fish market
  • Ferry connections to Hvar, Brač, Vis, and other islands

Zagreb

Zagreb is Croatia's capital and largest city, offering Austro-Hungarian architecture, excellent museums, vibrant café culture, and one of Europe's best Christmas markets. The city combines historic Upper Town with modern Lower Town.

  • Upper Town (Gornji Grad) – medieval quarter with St. Mark's Church and colorful tiled roof
  • Ban Jelačić Square – main square and heart of the city
  • Dolac Market – lively farmers market with red umbrellas
  • Museum of Broken Relationships – unique museum concept
  • Zagreb Cathedral – tallest building in Croatia with neo-Gothic spires
  • Tkalčićeva Street – pedestrian street lined with cafes and bars
  • Advent in Zagreb – award-winning Christmas market (November-January)

Hvar

Hvar is Croatia's sunniest island, famous for lavender fields, Venetian architecture, upscale beach clubs, vibrant nightlife, and stunning coastal beauty. It's the most glamorous of Croatia's islands.

  • Hvar Town – beautiful main town with Venetian architecture and marina
  • Spanish Fortress (Fortica) – hilltop fortress with panoramic views
  • Pakleni Islands – archipelago of pristine beaches reached by water taxi
  • Lavender fields – purple blooms in June and July
  • Stari Grad Plain – UNESCO-listed ancient Greek agricultural landscape
  • Beach clubs and nightlife – upscale party scene
  • Wine tours – visiting local wineries producing indigenous varieties

Rovinj

Rovinj colorful buildings along the waterfront
Rovinj - Istrian peninsula gem

Rovinj is one of the most romantic towns in the Mediterranean, located on the Istrian peninsula. With colorful buildings tumbling down to the harbor, cobblestone streets, and Venetian influences, it's a photographer's dream.

  • Old Town – colorful buildings, narrow cobbled streets climbing the peninsula
  • St. Euphemia Church – landmark baroque church with Venetian campanile
  • Harbor area – fishing boats and waterfront restaurants
  • Grisia Street – art galleries and studios on charming narrow lane
  • Golden Cape (Zlatni Rt) – beautiful forest park with beaches
  • Istrian cuisine – truffles, seafood, Italian influences
  • Proximity to Pula and other Istrian towns

Zadar

Zadar sea organ and sunset
Zadar's unique Sea Organ and Sun Salutation

Zadar is a historic coastal city known for unique modern art installations alongside Roman and Venetian heritage. Less touristy than Dubrovnik or Split but equally charming with spectacular sunsets.

  • Sea Organ – architectural sound art installation creating music from waves
  • Sun Salutation – solar-powered light installation by same architect
  • Roman Forum – ancient ruins in the city center
  • St. Donatus Church – 9th-century circular Byzantine church
  • Land Gate – Venetian Renaissance city entrance
  • Famous sunsets – Alfred Hitchcock called them the world's most beautiful
  • Gateway to Kornati Islands National Park

Hotel Costs in Japan

Luxury hotels along Croatian coast
Beautiful coastal accommodations

Budget Accommodations

  • Hostel dorm beds: €15–30 per night
  • Private rooms in hostels: €35–60 per night
  • Budget hotels and guesthouses: €40–70 per night
  • Apartments (sobe) with locals: €35–65 per night

Mid-Range Accommodations

  • 3-star hotels: €70–130 per night for double rooms
  • Boutique hotels: €90–160 per night
  • Airbnb entire apartments: €60–110 per night
  • Heritage hotels in historic buildings: €80–150 per night

Luxury Accommodations

  • 4-star hotels: €140–250 per night
  • 5-star hotels and resorts: €220–600+ per night; suites €400–1,200+
  • Dubrovnik luxury hotels: €300–800 per night in peak season
  • Private island villas: €500–2,000+ per night

Peak season (July-August) sees prices 60-100% higher, especially in Dubrovnik, Hvar, and coastal areas. Shoulder seasons (May-June, September-October) offer excellent value with pleasant weather and fewer crowds. Many island hotels and restaurants close November-March. Zagreb has year-round tourism with moderate seasonal variation. Dubrovnik is extremely expensive and crowded in summer – consider shoulder season. Christmas market season (November-December) increases Zagreb prices. Book well ahead for summer coastal stays.

Visa & Entry Requirements

  • Valid passport (recommended 6+ months remaining).
  • Travel insurance with €30,000 minimum medical coverage (required for visa applicants, highly recommended for all).
  • Proof of sufficient funds for stay.
  • Return or onward ticket.
  • Croatia uses the Euro (€) since January 1, 2023.

Additional visa information

  • Croatia joined the Schengen Area on January 1, 2023, allowing visa-free entry under Schengen rules.
  • US, Canadian, UK, Australian, and New Zealand citizens can enter visa-free for up to 90 days within 180 days.
  • Schengen visa applicants must show proof of travel insurance with minimum €30,000 medical coverage.
  • Digital Nomad Visa available for remote workers (up to 1 year stay).
  • No working allowed on tourist visa-free entry or short-stay Schengen visa.

Healthcare & Medical Information

Healthcare overview

Croatia has a universal healthcare system that provides good quality care to residents and EU citizens with EHIC cards, but tourists from outside the EU must pay full costs upfront. Medical costs are moderate and significantly lower than the US. English-speaking staff available in Zagreb, Dubrovnik, Split, and major tourist areas. Schengen visa requires minimum €30,000 medical insurance. Inter-island medical evacuation can be complex and expensive. Medical evacuation to North America costs $145,000-310,000, making comprehensive travel insurance essential.

Typical medical costs

  • General practitioner visit: €50–100 ($55–110 USD)
  • Emergency room visit: €120–350 ($132–385 USD)
  • Overnight hospital stay: €400–900 ($440–990 USD) per day
  • Emergency surgery: €2,500–12,000+ ($2,750–13,200+ USD)
  • MRI scan: €250–550 ($275–605 USD)
  • Medical evacuation to US East Coast: $145,000–270,000 USD
  • Appendectomy: €2,000–5,500 ($2,200–6,050 USD)

Travel Insurance Recommendations

While travel insurance is not always required, it's recommended for international travel to protect against unexpected medical expenses, trip cancellations, and other travel-related issues.

Common travel issues to consider

  • Pickpocketing in Dubrovnik Old Town and Split's Diocletian Palace during peak summer season.
  • Ferry cancellations due to weather disrupting island-hopping plans.
  • Heat exhaustion and dehydration during summer months.
  • Water sports injuries (diving, kayaking, jet skiing).
  • Beach theft and rental car break-ins at tourist locations.

Recommended providers

Consider comparing policies from multiple providers to find coverage that matches your travel needs.

Emergency Contacts

Emergency Services

112 (all emergencies)

US Embassy Zagreb

+385 1 661-2200

Tourist Police

192 (tourist assistance and police)

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