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Europe

Italy Travel Insurance Guide

Navigate Schengen requirements, medical costs in major cities, and trip cancellation protections for premium itineraries.

In this guide you'll find:
  • What there is to do in Italy Travel Insurance Guide
  • Cultural experiences & natural wonders
  • Seasonal attractions & adventure activities
  • Quick profiles of major cities
  • Hotel cost ranges
  • Visa & entry requirements
  • Healthcare costs & detailed insurance breakdown

Visa & Entry Requirements

  • Schengen-compliant policy with €30,000 minimum medical coverage.
  • Proof of insurance letter recommended for visa and immigration checks.

Additional visa information

  • US citizens staying under 90 days do not require a visa but may be asked for proof of coverage.
  • Long-stay national visas require insurance for the full duration.

Healthcare & Medical Information

Healthcare overview

Italy has excellent public healthcare with high standards in major cities. Private clinics cater to English speakers but can be costly without insurance.

Typical medical costs

  • ER visit in Rome: €250 - €350
  • Overnight hospital stay: €1,000 - €2,000
  • Emergency surgery: €5,000+

Travel Insurance Recommendations

While travel insurance is not always required, it's recommended for international travel to protect against unexpected medical expenses, trip cancellations, and other travel-related issues.

Common travel issues to consider

  • Trip interruptions due to airline strikes.
  • Lost baggage on multi-city rail itineraries.
  • Medical incidents related to food-borne illness.

Recommended providers

Consider comparing policies from multiple providers to find coverage that matches your travel needs.

Emergency Contacts

Emergency Services

112

US Embassy Rome

+39 06 46741

Foreigners Health Line

1500 (English available)

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