Mexico Travel Insurance Guide
Navigate medical tourism, adventure sports, and regional safety differences while enjoying affordable healthcare and diverse experiences.
- What there is to do in Mexico Travel Insurance Guide
- Cultural experiences & natural wonders
- Seasonal attractions & adventure activities
- Quick profiles of major cities
- Hotel cost ranges
- Visa & entry requirements
- Healthcare costs & detailed insurance breakdown
Visa & Entry Requirements
- Tourist visa (FMM) does not require proof of insurance, but it's highly recommended.
- Temporary resident and digital nomad visas may require proof of coverage.
Additional visa information
- Digital nomad and retirement visas require proof of insurance ($50,000+ coverage).
- Adventure activities (zip-lining, cenote diving, ATVs) must be declared to avoid claim denials.
Healthcare & Medical Information
Healthcare overview
Mexico has excellent private hospitals in major cities (Cancun, Playa del Carmen, Mexico City, Guadalajara) with English-speaking staff. Medical tourism is popular due to costs being 60-80% lower than the US.
Typical medical costs
- Clinic visit in Playa del Carmen: $40 - $80 USD
- Hospital stay with surgery: $3,000 - $8,000 USD (80% cheaper than US)
- Medical evacuation to US: $25,000 - $75,000 USD
Travel Insurance Recommendations
While travel insurance is not always required, it's recommended for international travel to protect against unexpected medical expenses, trip cancellations, and other travel-related issues.
Common travel issues to consider
- Food poisoning and stomach issues ('Montezuma's Revenge').
- Diving and water sports accidents in Cozumel, Cabo, and Tulum.
- Trip cancellations due to hurricanes (June-November).
Recommended providers
Consider comparing policies from multiple providers to find coverage that matches your travel needs.
Emergency Contacts
Emergency Services
911
US Embassy Mexico City
+52 55 5080 2000
Tourist Assistance (SECTUR)
078